Frequently Asked Questions

  1. How much do Capital Link services cost?
  2. What are Capital Link's recently completed health center projects?
  3. Does Capital Link provide grants or loans?
  4. What is the BPHC Loan Guarantee Program (LGP)? Can Capital Link help us find funding sources and other credit enhancement programs besides the LGP?
  5. Where is Capital Link located?
  6. What is a business plan? Can Capital Link help me develop one?
  7. How do I learn more about Capital Link and Capital Link's services?
  8. What is the USDA program?
  9. Where can I find an architect or other consultants in my state?

Please contact us if you have any additional questions.

1. How much do Capital Link services cost?

While we can work with any nonprofit health center, the support of the U.S. Department of Health and Human Services’ HRSA allows us to provide many of our early-stage planning services gratis to Section 330 health centers. In addition, support from the Tides Center allows us to provide many of our services without charge to clinics in California, regardless of Section 330 status.

Also, Capital Link works with the Primary Care Associations (PCAs) to provide statewide and regional assistance in developing capital resources for health centers. Please contact a Capital Link staff person for more details.

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2. What are our recently completed health center projects?

Go to the "Project Highlights" page to see a categorical listing of community health center projects.  Details of specific capital projects are also included.

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3. Does Capital Link provide grants or loans?

No—Capital Link is not a source of capital—rather, it is a source of assistance in obtaining capital. Capital Link has successfully assisted health centers in obtaining:

  • loans and letters-of-credit from banks
  • credit guarantees from hospitals
  • capital from the tax-exempt bond market
  • loans and guarantees from USDA
  • loans and grants from the HUD Enterprise Zone/Enterprise Community program
  • forgivable loans from hospital systems
  • equipment financing
  • grants from foundations, hospitals, HMOs and municipal governments
  • extensive assistance to health centers applying to the BPHC Loan Guarantee Program for facilities development

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4. What is the BPHC Loan Guarantee Program (LGP)? Can Capital Link help us find other funding sources besides the LGP?

Section 330 health centers may obtain a loan guarantee for the financing of a medical facility construction, renovation and modernization through the BPHC Facility Loan Guarantee Program. This program provides loan guarantees of up to 80 percent of the loan principal amount on loans provided by non-federal lenders.

For complete details, download the newly revised BPHC LGP Application (available as Word or PDF PDF). The BPHC LGP Application have recently been revised.  This document, along with a Capital Link Business Plan Manual (described on our Publications Page under "Creating a Business Plan for a Community Health Center Capital Project: A 'How-To' Manual"), constitutes the updated application information for community health centers that are interested in applying to the program. Please contact us for more information on this program.

In addition to the LGP, Capital Link assists health centers in obtaining other funding sources including loans, guarantees, lines-of-credit and grants from banks, hospitals, foundations and state and federal programs.

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5. Where is Capital Link located?

Capital Link's main office is in Boston, Massachusetts with additional offices in San Luis Obispo, California; Washington, D.C.; Bethesda, Maryland; St. Peters, Missouri; Morrisville, North Carolina; and Seattle, Washington.

To contact the staff person nearest you, please click Contact Us.

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6. What is a business plan? Can Capital Link help me develop one?

Capital Link works with health centers to develop business plans. A business plan is a document that describes and summarizes a community health center capital project and funding request A capital project business plan includes:

  • History and Operations—an overview of the health center and general description of the center's facilities and services/programs
  • Market Description and Analysis—the health center's market, including patient visits and users for the last four years, geographic areas from which the health center draws patients, general demographic characteristics of center's service area, unmet health needs within the community's population, detailed encounter data, competition and the rationale for facilities and/or services expansion
  • Management and Governance Structure—the organizational structure of the health center
  • The Capital Project—details of the health center's proposed capital project
  • Financial Operations and Pro Forma—detailed financial information about the health center's historical, current and projected financial operating performance

Contact Capital Link to learn more about how to develop a business plan for your capital project.

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7. How do I learn more about Capital Link and Capital Link's services?

Capital Link runs periodic capital development seminars across the country Go to the "Upcoming Events" page to see a listing of upcoming Capital Link events. Capital Link also will deliver presentations tailored to the capital needs of member centers at PCA events. Please feel free to call or e-mail the primary Capital Link contact in your area to learn how Capital Link can help you begin your capital project.

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8. What is the USDA program?

The USDA Community Facilities Program provides loans, loan guarantees,and in some instances, small grants to develop essential community facilities-such as health care clinics, police and fire stations, schools, etc.-that are essential to the quality of life in rural areas and towns of up to 20,000 in population. Loans, loan guarantees and grants are available to financially sound non-profit corporations, public entities, special-purpose districts and tribal governments that have legal authority to borrow and repay loans, to pledge security for loans, and to construct, operate and maintain the facilities. Funds may be used to construct, enlarge or improve community facilities for health care, public safety and public services, and acceptable costs include costs to acquire land, professional fees, construction costs and to purchase equipment for operations.

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9. Where can I find an architect or other consultants in my state?

Capital Link has developed a substantial database that includes architects, contractors, feasibility consultants, equipment planners, fund raising consultants and other types of project professionals, many of whom have experience working with health centers on capital projects. Depending upon the health center’s needs, Capital Link can provide assistance with identifying outside project professionals to assist with specific aspects of the health center’s capital plans.

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